Shocked Elder Sister

“Old Zhao has already vouched for me—how could it possibly be fake? I’ll transfer one million yuan to your Bank of China card right now. Keep it as pocket money, and if you run out, I’ll send you more.” As Xiao Yao spoke, he pulled out his phone and transferred one million yuan to his elder sister’s Bank of China card.

He was now a VIP client at the Industrial and Commercial Bank; the maximum single transfer limit was fifty million, so sending one million required no phone call, just a few taps.

Soon, Xiao Banxia received a text message confirming the deposit. Sure enough, her account balance had increased by a million.

“Wow! There really is an extra million! Now your sister is a bona fide millionaire!” Xiao Banxia, who was usually living paycheck to paycheck and had never seen her balance rise above twenty thousand, was so excited by this sudden windfall that she couldn’t contain herself.

“What’s there to be so thrilled about? Your brother is now a multimillionaire. As your little brother, I should let you enjoy some of the good fortune. From now on, your pocket money is on me—at least a million a month, spend as you like.” Xiao Yao boasted grandly.

“Oh, give it a rest. What, you think you’re a billionaire? A hundred thousand a month? You have only four hundred million in cash. If you squander money like this, your fortune will be gone in a few years.” Xiao Banxia gave him a look of disdain. “If all you do is spend and never earn, even forty billion will eventually run out. Four hundred million sounds like a lot, but at your rate, you’ll burn through it. Now that you have such a large sum, you have to think about investing. Only by making your money work for you will you never run out.”

“If the right investment comes along, I’ll consider it. I’m not going to just sit back and watch my wealth dwindle away.”

“Investing carries risks—you can’t just make impulsive decisions. You have to be careful, or you’ll lose everything. That would be worse than just spending it all.” She didn’t trust her brother’s business sense at all, but since the money was his, she could only advise—he would have to make his own choices.

“Don’t worry, your brother isn’t stupid. Besides, even if I were a spendthrift, it wouldn’t be easy to burn through such a fortune. The four hundred million in cash is only a small part of what I inherited. The real treasures are the antiques and collectibles. Selling even one would be enough to keep me comfortable for life.”

Xiao Yao didn’t want to live frugally, nor did he want his family to suffer. Since he had the means, even if he couldn’t tell them the full truth, he could at least hint at his good fortune.

“What, did you save the galaxy in your previous life? How did you end up so lucky? Or maybe I saved the world last time around, and God rewarded me with a millionaire brother so I can live comfortably without lifting a finger.”

Even the portion of her brother’s inheritance she knew about was astonishing. To think that was only a small part—was there anything more unbelievable in the world?

Xiao Yao smirked, “You certainly have a high opinion of yourself. I’ll just assume you did save the world, and that’s why I’m so lucky. If you think a hundred thousand a month is too much, I can always give you just ten thousand instead—call it a thank-you for saving the world.”

“No way! As the sister of a multimillionaire, how could ten thousand a month possibly be enough?” Now that she knew how much cash her brother really had, Xiao Banxia was no longer shy. “I don’t trust your business sense at all. I’ll use that hundred thousand a month you give me mostly for investments. That way, if you ever squander your fortune, I can support you and make sure you don’t end up starving on the streets.”

“It’s your pocket money—how you spend it is up to you.” Xiao Yao fully understood his sister’s mindset. She didn’t know the true extent of his wealth, so she wouldn’t want to spend much on herself. Besides, she was ambitious. With extra money in hand, her first thought was naturally to invest.

Now that his sister had accepted his status as a wealthy man, Xiao Yao took out the gift he’d prepared for her.

“This is a gift I picked out especially for you—see if you like it,” he said, handing her a jewelry box.

As Xiao Banxia opened the box, she said, “I don’t want anything too cheap. This is the first gift you’ve given me since you became a multimillionaire. It had better live up to your new status.”

Inside lay a platinum and diamond necklace, the diamond the size of a large pigeon’s egg, glittering brilliantly.

“Wow! That’s a huge diamond!” Xiao Banxia squealed with delight.

She turned and planted a kiss on her brother’s cheek. “I love you, little brother. You really are my flesh and blood.”

“What, did you think I was adopted?” Xiao Yao wiped his face, feigning annoyance.

“A diamond this big must be at least five carats. How much did it cost?” She picked up the necklace, eyes glued to the gem.

“Five and a half carats. The rest of the 4Cs are on the certificate—have a look yourself. The necklace cost me 1.76 million. So, what do you think? Pretty generous, huh?”

“Very generous!”

“Glad you know it. Be nicer to me from now on, and stop threatening to bite my head off every time you’re annoyed,” Xiao Yao teased.

“So what if you’re rich?” Xiao Banxia shot him a sidelong glance. “Even if you become a billionaire, I’ll still be your big sister.”

Now that she knew her brother was loaded, Xiao Banxia indulged herself in a shopping spree after arriving at Financial Street, buying bag after bag.

After all, she’d been poor for so long that her attitude toward spending hadn’t changed overnight. Being able to buy those affordable luxury items she’d always liked but could never afford was satisfying and thrilling enough.

She bought a mountain of things, but altogether spent only sixty or seventy thousand yuan. At Xiao Yao’s urging, she picked out six top-brand outfits and accessories, costing about 170,000 yuan in total. After that, she absolutely refused to buy any more.

It was understandable. Those six designer pieces alone cost over 160,000 yuan—a level of spending that would make anyone’s heart race. Xiao Banxia simply wasn’t used to it yet.

On Xiao Yao’s suggestion, she also bought a bracelet and a brooch, costing more than 200,000 yuan altogether.